The announcement follows recent SBA rule changes that eliminate refinancing options for merchant cash advance, or MCA, debt through traditional lending programs — a gap that MCA Reduction Group addresses by providing customized solutions for each company’s unique MCA challenges.
Interested parties can learn more at https://www.mcareduction.com
Recent changes at the Small Business Administration are presenting new challenges for companies with MCA debt. The SBA implemented new regulations effective June 1, 2025, stating that merchant cash advances and factoring agreements cannot be refinanced through SBA 7(a) loans. This policy change affects thousands of businesses that previously relied on SBA refinancing to manage expensive MCA obligations.
The SBA introduced the new restrictions in response to higher-than-normal loan defaults, with banks noting that many businesses took on new MCA debt after using SBA loans to clear old obligations. While the policy is intended to curb defaults, it also limits debt relief options for businesses. MCA Reduction Group works to fill this gap by helping small and mid-sized companies manage these challenges.
“Business owners now face limited options when dealing with MCA debt,” said a company spokesperson for MCA Reduction Group. “Our team has over 30 years of combined experience helping thousands of business owners reduce their MCA debt and payments by up to 70 percent. We provide immediate cashflow relief with comfortable weekly payment plans.”
MCA Reduction Group combines legal expertise with negotiation strategies to help clients reduce debt burdens and restore financial stability. The company operates without upfront fees or retainers, and assigns real lawyers and negotiation experts to work directly with each client. The firm focuses on pre-litigation settlements to help clients avoid costly legal proceedings.
Many businesses see an 80 percent reduction in their MCA debt using the group’s services, with payoffs often occurring within eight months. The company’s advisors and attorneys formulate custom repayment plans that provide emergency relief while protecting credit scores.
MCA Reduction Group’s services are designed to boost cash flow immediately upon enrollment, with most clients becoming debt-free within six to twelve months
For more information, please visit www.mcareduction.com
MCA Reduction Group
20 Broadhollow Road
Melville
New York
11747
United States
